Risk Warning
The basics every UK investor should know.
Capital risk
The value of investments — and the income from them — can fall as well as rise. There is no guarantee you will get back the amount originally invested.
Inflation risk
Cash savings may not keep pace with inflation, eroding purchasing power over time.
Currency risk
Investments in foreign currencies are exposed to FX movements. A strong pound can wipe out gains in overseas markets.
Tax risk
Tax rules change. Allowances and rates referenced on Darisy are current at time of publication; future changes may affect outcomes.
Specific products
Crypto, leveraged products, and CFDs carry significantly higher risk and are not covered by Darisy calculators.
Regulation
UK brokers featured on Darisy are regulated by the FCA. Eligible deposits are protected by the FSCS up to £85,000 per person per institution. Investments are not covered by FSCS for losses due to market movement — only for broker failure.
Get advice
If you're unsure whether an investment is right for you, speak to a qualified independent financial adviser. Find one via unbiased.co.uk.
